
DIN
00333754
Category
Promoter & Executive Director
Designation
Chairman & MD
A law graduate and a fellow of The Institute of Chartered Accountants of India since 1984, Dr. HP Singh brings over four decades of experience in financial services and is a veteran in financial inclusion and innovation. In addition to his expertise in lending, particularly in the microfinance sector, Dr. Singh stands out not only for his financial acumen but also for his remarkable ability to inspire and mentor future leaders. His motivational leadership style, combined with a keen ability to drive organizational growth, has consistently empowered teams to achieve excellence. Adept at navigating crises with a calm, solution-oriented approach, he has been instrumental in SCNL’s emergence as one of India’s leading NBFC-MFIs.
Dr. Singh is a part of the industry forum, the Federation of Indian Chambers of Commerce and Industry (FICCI), where he lends his expertise as a Banking and Financial Institution Committee member. As the former Chair of Sa-Dhan, he contributed significantly to the organization’s growth and development over his two-year tenure. Dr. Singh has also been appointed as Trade Commissioner for the Indian ASEAN Trade Council, where he oversees the Council’s efforts to enhance trade and economic cooperation between India and the ASEAN region.
Dr. Singh has participated in Harvard Business School’s Accion Program on Strategic Leadership for Microfinance in 2009, as well as the leadership program organized by Women’s World Banking at Wharton Business School, University of Pennsylvania in 2011. Dr. Singh has been an inspiration right from the very beginning when the company came into being in 1990, until today where he continues to be actively involved in the company’s day-to-day operations. Under his leadership, SCNL has evolved into a leading microfinance institution in India, holding a strong national presence and serving millions of rural households with a diverse range of offerings including microfinance, MSME and affordable housing loans.
Dr. Singh has been conferred with the honorary degree of Doctor of Philosophy – Microfinance (Honoris Causa) by GNA University, a prestigious privately-owned institution based in Phagwara, Punjab, India. This distinguished recognition was awarded following a recommendation from the University’s Governing Body in acknowledgment of his remarkable contributions to the field of microfinance and his steadfast commitment to driving social and economic empowerment.
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DIN
00332521
Category
Non- Executive and Non-Independent Director
Designation
Director
Mr. Singh hold extensive consumer marketing and finance experience and has developed new methods of credit appraisal and marketing for SCNL as Company Director. Associated with the SCNL since its inception in 1990, Mr. Singh also acted as Managing Director between September 1995 and February 2011.
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DIN
07361739
Category
Non- Executive and Independent Director
Designation
Director
Appointment Letter
With 31 years of banking experience across leading companies in London and India, Mr. Kalra is extremely well versed in the areas of banking, financial services, investment banking and infrastructure financing. He spent 5 years as the Chief Executive Officer in the Financial Services Company in London, UK and has been associated with various well-known banks and financial Institutions across India and London, including public sector banks. Prior to this, Mr. Kalra served as Senior Vice President in a leading NBFC engaged in providing financial services to corporates (including asset financing, debt syndication, corporate advisory, merchant banking etc.) and support to sister companies within the group with focus on infrastructure projects financing. He holds a Finance MBA from the Faculty of Management Studies (FMS), Delhi University and B.Com (H) from the Shree Ram College of Commerce.
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DIN
00176737
Category
Non- Executive and Independent Director
Designation
Director
Appointment Letter
Joydeep Datta Gupta is a former Partner of Deloitte India and a Board Member of Deloitte Asia Pacific. A Chartered Accountant profession, he has over thirty years of experience across two major professional services firms. He has also held senior leadership positions at Deloitte India.
Among his many roles over sixteen years at Deloitte India, Joydeep has led the go-to-market function. Prior to that, he was the Chief Operating Officer for the Consulting business. Joydeep has been Technology Consulting leader for Deloitte South Asia. Joydeep also set up the Advisory Practice for Deloitte in Bangladesh.
Prior to Deloitte, Joydeep was a Partner at PricewaterhouseCoopers India and led the Business Transformation Services practice, the Oracle ERP practice, the Human Capital Consulting practice, the Risk Management practice and the BPO practice. He had also held senior leadership positions at PricewaterhouseCoopers. His internal roles included serving as the HR Leader for the firm and the Technology Leader for the firm.
Apart from experience in governance, management and leadership, Joydeep specializes in business process, technology and risk management.
Joydeep has served on Boards of several Chambers of Commerce, Social and Charitable organizations and a Municipality.Joydeep has been a speaker and chaired several panels at leading National and Global seminars.
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DIN
09757889
Category
Independent Director
Designation
Non- Executive and Independent Director
Appointment Letter
Ms. Jyoti Davar Vij is a business economist and a seasoned industry leader with nearly three decades of work experience with apex Indian industry associations. Through the years, she has worked across multiple sectors and with a large set of stakeholders on policy and business issues. She is currently responsible for overseeing the operations of FICCI including, its outreach to members of Indian industry across sectors and regions.
She regularly interfaces with senior government officials, multilateral organizations, and industry leaders on a large number of economic issues and projects. She has contributed to several policy initiatives of the government aimed at enhancing the ease of doing business in the country and improving the competitiveness of Indian industry. She has been part of government committees on various subjects and has handled numerous projects with multilateral organizations. She also contributes to the investment promotion activities of the government.
Prior to her appointment as the Director General, she had led teams looking after multiple areas including economic affairs, financial services, corporate laws, corporate governance, taxation, manufacturing, agriculture, small and medium enterprises amongst others. Besides policy areas, she has also worked in institutionalizing important centres of excellence at FICCI such as the FICCI-Aditya Birla Centre for CSR and the FICCI Centre for Sustainability Leadership.
Ms. Jyoti Davar Vij is an alumnus of the Shri Ram College of Commerce, University of Delhi and Department of Business Economics, University of Delhi.
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DIN
05276443
Category
Independent Director
Designation
Additional Director (Non-Executive & Independent)
Appointment Letter
Mr. Ashok Kumar Sharma is a former Executive Director of the Life Insurance Corporation of India (LIC), where he held a wide range of leadership and operational roles over nearly four decades. He brings with him over 40 years of rich experience in India’s financial services sector, spanning insurance, banking, capital markets, venture capital, and regulatory frameworks. Following his retirement, he joined the LIC IPO as an Advisor, contributing to one of India’s most significant public offerings.
He also served as Director & CEO at LICHFL Asset Management Company Ltd. for more than four years, where he led the operations and strategic direction of its Real Estate Fund, focusing on investment strategy, compliance and investor confidence. In addition, he was associated with IDBI Bank as General Manager from October 2022 to March 2024, contributing to key areas such as regulatory oversight, banking operations, and stakeholder engagement.
Mr. Sharma has served on the boards of eight organizations, including TIDEL Park Ltd., bringing strategic leadership, sound governance, and a strong customer-centric approach to each role throughout his career.
He holds a graduate degree in Economics and Military Science from Kurukshetra University and a Postgraduate Diploma in Insurance Management from Pondicherry University.
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DIN
11172548
Category
Independent Director
Designation
Additional Director (Non-Executive & Independent)
Appointment Letter
Mr. Anupam Kunal Gangaher is a seasoned Chartered Accountant with over 40 years of experience in audit, taxation, and financial advisory. A graduate of Delhi University and proprietor of A.K. Gangaher & Co., he has advised Indian and multinational clients across sectors including manufacturing, trading, hospitality, exports, software, and financial services, offering expertise in auditing, accounting, financial consulting, and business strategy.
His core expertise lies in direct and indirect taxation, transfer pricing, and non-resident taxation, with extensive experience representing clients before statutory authorities. Known for his pragmatic insights and regulatory acumen, Mr. Gangaher continues to provide strategic guidance to businesses navigating complex financial and compliance landscapes.
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DETAILS OF COMMITTEES OF BOARD OF DIRECTORS OF SCNL
Name of Committee | Chairman | Members |
Audit Committee | Mr. Anil Kumar Kalra | Mr. Anil Kumar Kalra |
Mr. Satvinder Singh | ||
Mr. Joydeep Datta Gupta | ||
Ms. Jyoti Davar Vij | ||
Mr. Anupam Kunal Gangaher | ||
Nomination & Remuneration Committee | Mr. Anupam Kunal Gangaher | Mr. Anupam Kunal Gangaher |
Dr. HP Singh | ||
Mr. Anil Kumar Kalra | ||
Mr. Joydeep Datta Gupta | ||
Corporate Social Responsibility and ESG Committee | Dr. HP Singh | Dr. HP Singh |
Mr. Satvinder Singh | ||
Mr. Anil Kumar Kalra | ||
Ms. Jyoti Davar Vij | ||
Risk Management Committee | Mr. Ashok Kumar Sharma | Mr. Ashok Kumar Sharma |
Mr. Satvinder Singh | ||
Mr. Anil Kumar Kalra | ||
Ms. Jyoti Davar Vij | ||
Stakeholders Relationship Committee | Mr. Satvinder Singh | Mr. Satvinder Singh |
Dr. HP Singh | ||
Mr. Ashok Kumar Sharma | ||
Mr. Anil Kumar Kalra | ||
Working Committee | Dr. HP Singh | Dr. HP Singh |
Mr. Satvinder Singh | ||
Mr. Jugal Kataria | ||
Mr. Manoj Agrawal | ||
Mr. Amit Kumar Gupta | ||
Mr. Manish Kumar Mittal | ||
Asset Liability Management Committee | Dr. HP Singh | Dr. HP Singh |
Mr. Jugal Kataria | ||
Mr. Manoj Agrawal | ||
Mr. Dhiraj Jha | ||
Mr. Amit Kumar Gupta | ||
Mr. Manish Kumar Mittal | ||
IT Strategy Committee | Mr. Joydeep Datta Gupta | Mr. Joydeep Datta Gupta |
Dr. HP Singh | ||
Mr. Satvinder Singh | ||
Mr. Jugal Kataria | ||
Mr. Manoj Agrawal | ||
Mr. Sunil Yadav | ||
NCD Public Issuance Committee | Dr. HP Singh | Dr. HP Singh |
Mr. Joydeep Datta Gupta | ||
Ms. Jyoti Davar Vij | ||
Wilful Defaulter Review Committee | Dr. HP Singh | Dr. HP Singh |
Mr. Anil Kumar Kalra | ||
Ms. Jyoti Davar Vij |