Management Team

Mr. HP Singh

Chairman & Managing Director

A law graduate and fellow of The Institute of Chartered Accountants of India since 1984, Mr. HP Singh has over three decades of microfinance experience to his credit and is responsible for pioneering the unique concept of daily collection of repayments of loans. Aside being an expert in lending, particularly in the microfinance field, Mr. Singh also has a wealth of experience across auditing, accounts, project financing, advisory services and company law matters. It is his financial engineering acumen, honed over almost thirty years of experience that has helped SCNL achieve its success in operational strategy and efficiency. Mr. Singh also participated in Harvard Business School’s Accion Program on Strategic Leadership for Microfinance in 2009, as well as the leadership program organized by Women’s World Banking at Wharton Business School, University of Pennsylvania in 2011. Mr. Singh has been an inspiration right from the very beginning when the company came into being in 1990, till today where he continues to be actively involved in the company’s day-to-day operations. Under his leadership, SCNL has grown into one of India’s leading microfinance institutions in the North and is poised to further expand its operations across the country.

Mr. Jugal Kataria

Mr. Jugal Kataria

Group Controller

Cost Accountant, Chartered Accountant and Company Secretary with about 27 years of experience, Mr. Kataria is a graduate of the renowned Shree Ram College of Commerce. Aside from completing an Internal Auditors training course for ISO 9000, he was a part of the HBS Accion Program on Strategic Leadership for Microfinance and the leadership program organized by Women’s World Banking at Wharton Business School, University of Pennsylvania in 2011. Prior to joining SCNL in 2000, Mr. Kataria worked with prestigious brands such as Apollo Tyres and Berger Paints to name a few.

Mr. Dev Verma

Mr. Dev Verma

Chief Operating Officer

Mr. Verma has done his graduation in B.Com (Hons) from Delhi university and MBA in Marketing from IILM, Delhi. He has 21 years of experience across various industries like Consumer Durables, Financial Services, Insurance and Microfinance sector. Mr. Verma has worked with the likes of National Panasonic India, Citi Financial Consumer Finance and Max Life Insurance; his last assignment before coming aboard the SCNL team was with Bharat Financial Inclusion Limited (formerly SKS Microfinance), as the company’s Vice President. At SCNL, Mr. Verma has spearheaded the transition into new products, policies, processes by leveraging on technology and also entry into new geographies.

Mr. K Thangaraju

Chief Operating Officer

Kalidasan Thangaraju post graduated from Bharathidasan University, has over 20 years of experience in Banking Sector. He possesses strong command in Setting up distribution, retail assets – sales, recovery, credit for NBFCs, Modern and Small Finance Banks. He has worked with Hindustan Financial Management Limited, ING Vysya Bank Limited, Fullerton India Credit Company Limited. his last assignment before coming aboard the SCNL team was with Jana Small Finance Bank as Zonal Head.

Mr. Sanjay Mahajan

Mr. Sanjay Mahajan

Chief Information Officer

Mr. Mahajan holds a Master’s degree in Math and PG degree in Computer Science & applications from Punjab University. He has over 27 years of experience in the Information Technology industry, working with multiple companies across the world. Mr. Mahajan joined SCNL in January 2016 and has since been instrumental in deploying cost effective IT strategies, as well as leading and establish both new and restructured business solutions. Mr. Mahajan was previously working as Global IT director with Bata India Limited and his career spans some of India’s biggest companies including YUM Restaurants, Procter & Gamble (India & Singapore), Gillete India, Eicher Tractors and Punjab Tractors Ltd.

Mr. Subir Roy Chowdhury

Mr. Subir Roy Chowdhury

Chief Human Resource Officer (CHRO)

With a PGDHRM from IISWBM, Kolkata and a B.Com (Hons) degree from Kolkata University, Mr. Chowdhury has spent 21 years in the HR industry and across its functions. He is also a Gallup certified Strengths Coach. Mr. Chowdhury joined SCNL in April 2016 as Chief Human Resource Officer, prior to which he was working with Magma Fincorp as Business & Corporate HR Head – he was responsible for initiating the competence framework, talent management, succession planning, PMS & Total Rewards at this organization. Before this, Mr. Chowdhury also worked with ICICI Securities, ICICI Prudential Life Insurance, Magma Leasing, Wacker Metroark Chemicals and Kotak Securities.

Mr. Krishan Gopal

Chief Financial Officer

Mr. Krishan Gopal has over 14 years of experience across Strategic Planning, Budgeting, Accounting, Auditing, Investor Relations and Fund Raising. He is a member of the Institute of Chartered Accountants of India. He has rich and extensive experience of fund raising through Capital Markets, Banks, Deposits, domestic & foreign investors and is well versed with regulatory compliance framework & Asset liability management. He has worked with Price Waterhouse, Deloitte and his last assignment was with PNB Housing Finance Limited.


Mr. Adhish Swaroop

Company Secretary & Compliance Officer

Mr. Adhish Swaroop, is a B.Com (Honor’s), LLB and is a Member of the Institute of Company Secretaries of India. He has vast exposure in complying with the requirements of Company Laws, SEBI and RBI related matters. Mr. Swaroop has overall experience of 18 years in the field of Secretarial Compliances, Corporate Advisory, Corporate Governance, ESOPs and Mergers & Acquisitions.

He has worked as Company Secretary and Compliance Officer of APL Apollo Tubes Limited, Vogue Commercial Company Ltd. and DB (International) Stock Brokers Limited. In the initial phase of career he was involved in the self-practice for 6 years and carried out the assignment in respect of secretarial, accounts and taxation.

Mr. Amarjit Singh

Chief Audit Officer

Mr. Amarjit Singh holds an eminent MBA degree in Finance from the prestigious FMS-Delhi and a B.Com from SGTB Khalsa College, Delhi. He is a seasoned Banker with more than 29 years of expertise in Operations and Retail Banking. A strategic and enthusiastic business leader having extensive knowledge spread across the horizons of portfolio management, risk management, cross-selling, branch banking, business development and sales management etc, he is also a motivational speaker.

He has worked with Allahabad Bank, Axis Bank, Janalakshmi Financial Services and Jana Small Finance Bank. He has been associated in multiple leadership roles like Branch Head, Zonal Retail Liability Head, Circle Head-Punjab, Head Business Operations and Distribution Channels for Retail Asset & Credit Card Sales. His former assignment was with Capital Trust Ltd as its Chief Operating Officer.