Mr. HP Singh
Chairman & Managing Director
A law graduate and fellow of The Institute of Chartered Accountants of India since 1984, Mr. HP Singh has over three decades of microfinance experience to his credit and is responsible for pioneering the unique concept of daily collection of repayments of loans. Aside being an expert in lending, particularly in the microfinance field, Mr. Singh also has a wealth of experience across auditing, accounts, project financing, advisory services and company law matters. It is his financial engineering acumen, honed over almost thirty years of experience that has helped SCNL achieve its success in operational strategy and efficiency. Mr. Singh also participated in Harvard Business School’s Accion Program on Strategic Leadership for Microfinance in 2009, as well as the leadership program organized by Women’s World Banking at Wharton Business School, University of Pennsylvania in 2011. Mr. Singh has been an inspiration right from the very beginning when the company came into being in 1990, till today where he continues to be actively involved in the company’s day-to-day operations. Under his leadership, SCNL has grown into one of India’s leading microfinance institutions in the North and is poised to further expand its operations across the country.
Mr. Jugal Kataria
Cost Accountant, Chartered Accountant and Company Secretary with about 29 years of experience, Mr. Kataria is a graduate of the renowned Shree Ram College of Commerce. Aside from completing an Internal Auditors training course for ISO 9000, he was a part of the HBS Accion Program on Strategic Leadership for Microfinance and the leadership program organized by Women’s World Banking at Wharton Business School, University of Pennsylvania in 2011. Prior to joining SCNL in 2000, Mr. Kataria worked with prestigious brands such as Apollo Tyres and Berger Paints to name a few.
Mr. K Thangaraju
Chief Operating Officer
Kalidasan Thangaraju post graduated from Bharathidasan University, has over 20+ years of experience in MFI, Banking and NBFC Sector. He possesses strong command in Setting up distribution, retail assets – sales, recovery, credit for NBFCs, Modern and Small Finance Banks. He has worked with Hindustan Financial Management Limited, Kotak Mahindra Bank, Fullerton India Credit Company Limited. his last assignment before coming aboard the SCNL team was with Jana Small Finance Bank as Zonal Head.
Mr. Rakesh Sachdeva
Chief Financial Officer
Mr. Sachdeva has more than 30 years of experience across various domains of Finance Management, Business Operations, Human Resources, Project Management; Strategic Alliances and Contract Management. He is a versatile manager and his area of work involved fund management, administration and project management. He is a Fellow member of the Institute of Chartered Accountants of India, and worked with Apollo Tyres Ltd, Berger Group, Arcotech Group at various designations and his last project was with Earth – n – Heaven as Chief Executive Officer. Mr. Sachdeva is associated with Satin Creditcare Network Limited as Board member from April, 1999 to November, 2020. He has served on various committees (including Audit Committee) of the Board of Satin Creditcare Network Limited as Chairman and Member.
Mr. Sanjay Mahajan
Chief Information Officer
Mr. Mahajan holds a Master’s degree in Math and PG degree in Computer Science & applications from Punjab University. He has over 27 years of experience in the Information Technology industry, working with multiple companies across the world. Mr. Mahajan joined SCNL in January 2016 and has since been instrumental in deploying cost effective IT strategies, as well as leading and establish both new and restructured business solutions. Mr. Mahajan was previously working as Global IT director with Bata India Limited and his career spans some of India’s biggest companies including YUM Restaurants, Procter & Gamble (India & Singapore), Gillete India, Eicher Tractors and Punjab Tractors Ltd.
Mr. Subir Roy Chowdhury
Chief Human Resource Officer (CHRO)
With a PGDHRM from IISWBM, Kolkata and a B.Com (Hons) degree from Kolkata University, Mr. Chowdhury has spent 21 years in the HR industry and across its functions. He is also a Gallup certified Strengths Coach. Mr. Chowdhury joined SCNL in April 2016 as Chief Human Resource Officer, prior to which he was working with Magma Fincorp as Business & Corporate HR Head – he was responsible for initiating the competence framework, talent management, succession planning, PMS & Total Rewards at this organization. Before this, Mr. Chowdhury also worked with ICICI Securities, ICICI Prudential Life Insurance, Magma Leasing, Wacker Metroark Chemicals and Kotak Securities.
Mr. Vipul Sharma
Company Secretary & Compliance Officer
Mr. Vipul Sharma is a B.Com and an Associate Member of the Institute of Company Secretaries of India. He has vast exposure in complying with the requirements of Company Laws, SEBI, and RBI-related matters. Mr. Sharma has more than 10 years of experience in the field of Secretarial Compliances, Corporate Governance, Mergers and Acquisitions, Stakeholders Management, Board Management, and ESOP matters. He is associated with Satin Creditcare Network Limited since May 2020 and is presently designated as General Manager – Secretarial before his appointment as Company Secretary & Compliance Officer. He has handled the maiden Rights Issue of Partly Paid Shares successfully along with other Secretarial and Legal matters of the Company. In his previous assignments, Mr. Sharma worked as Company Secretary and Compliance Officer of Bhilwara Green Energy Limited (Hero Group Company) and Hero Wind Energy Private Limited, Deputy Manager in Jubilant Life Sciences Limited, and Company Secretary in Jaypee Group Companies.
Mr. Amarjit Singh
Chief Audit Officer
Mr. Amarjit Singh holds an eminent MBA degree in Finance from the prestigious FMS-Delhi and a B.Com from SGTB Khalsa College, Delhi. He is a seasoned Banker with more than 29 years of expertise in Operations and Retail Banking. A strategic and enthusiastic business leader having extensive knowledge spread across the horizons of portfolio management, risk management, cross-selling, branch banking operations, branch and ATM expansion, business development and sales management etc, he is also a motivational speaker.
He has worked with Allahabad Bank, Axis Bank, Janalakshmi Financial Services and Jana Small Finance Bank. He has been associated in multiple leadership roles like Branch Head, Zonal Retail Liability Head, Circle Head-Punjab, Head Business Operations and Distribution Channels for Retail Asset & Credit Card Sales. His former assignment was with Capital Trust Ltd as its Chief Operating Officer.
Mr. Giridhari Behera
Chief Risk Officer
Mr. Giridhari Behera holds an MBA (Finance) from Alagappa University, Tamil Nadu & B.Com (Hons) degree from Utkal University, Odisha and completed CAIIB, JAIIB, AML & KYC Certification from IIBF, Mumbai. He is a result oriented Audit & Risk catalyst with more than 19 years of experience in BFSI sector. His expertise exists in Risk Based Internal Audit (RBIA), Intergrated Operational and Fraud Risk Management (FRM). He was associated with BASIX, Ujjivan Financial Services & Jana Small Finance Bank. His last assignment was with Capital Trust as Head of Audit before joining SCNL in Oct 2018 as National Manager- Audit. Mr. Behera was an instrumental team member in setting up Internal Audit and Fraud Risk Management Function in Ujjivan and Jana Small Finance Bank.