Board of Directors

Mr. Singh hold extensive consumer marketing and finance experience and has developed new methods of credit appraisal and marketing for SCNL as Company Director. Associated with the SCNL since its inception in 1990, Mr. Singh also acted as Managing Director between September 1995 and February 2011.

Mr. Sletteberg is the Managing Director of Norwegian Microfinance Initiative AS (NMI) and represents the NMI Fund III KS on the board of the Company. With a career spanning 27 years, Mr. Sletteberg has worked with a number of eminent organizations including his last assignment before joing the SCNL board – Executive Vice President at Ferd AS, one of Norway’s largest family offices. Mr. Sletteberg holds an advanced degree in International Economic Policy Research from the Institute for Weltwirtschaft, Germany and completed his MBA from the Norwegian School of Economics and Business Administration in Bergen.

After serving as Executive Director at SCNL, Mr. Sachdeva joined the Board in April 1999 and is now actively involved in evaluating the company’s macro issues. A Fellow of the Institute of Chartered Accountants of India, Mr. Sachdeva has previously worked at Apollo Tyres Ltd. and was Vice President of Corporate Finance at the U.K. Paints Group, which controls M/S Berger Paints (India), Rajdoot Paints and Malibu Estate.

Mr. Mehta is a science graduate from the University of Rajasthan and holds a PG Diploma in Business Administration from Annamalai University. He has also earned numerous other certifications, degrees and diplomas in the fields of cyber law, history, labour laws, auto engineering and human resources. Mr. Mehta joined the SCNL board in 2013 after a versatile career spanning 14 years that saw him working in high-capacities roles across organizations like the RKJ group, Escorts Ltd., Panacea Biotech, Bata India and Eicher Good Earth.

A former Indian Civil Services officer with a doctorate in International Economics from the University of St. Gallen in Switzerland and summa cum laude Masters’ degrees from Universities of Berne, Switzerland and Allahabad, India, Dr. Khorana joined the board in August 2013. With a veritable treasure of experience spanning more than 15 years, Dr. Khorana previously worked with the Indian government, before moving to academia and consulting in Europe. Her expertise on international business is renowned across the globe and she has been invited by the European Parliament and the British media to offer her valuable comments on India-related issues. Dr. Khorana has also published extensively in internationally ranked journals, authoring books and contributing chapters as well.

Mr. Goh earned his degree in Economics & Finance at the Curtin University of Technology with a scholarship to his name, following it up with an MBA in International Management from the University of Technology in Sydney. He is the current CEO of a newly incorporated and not-for-profit organization called The Rice Company Limited. Presently, he also acts as the Strategic Business Advisor to M/S Project Innovations, a company offering place management and consultancy services for under-performing properties in Singapore and other parts of Asia. Mr. Goh serves on several boards including Design Council Singapore, Sculpture Square Limited and Board of Assessor for the Inter-Cultural Theatre Institute in Singapore.

A Chartered Accountant and Commerce graduate of Delhi University, Mr. Bhatia has over 28 years of rich experience across leading corporates, starups and BAU environments, having worked in both sales management and strategy formation. At present, he heads Sales at Antara Senior Living Limited and is responsible for the development of the upcoming community for progressive seniors, the formulation of long term strategy and tactical execution and general management. He also provides consultancy on income tax, corporate tax and corporate law matters to various organizations. In his past career, he has served as Vice President and Head of Strategic Initiatives (Revenue) at Max Life Insurance and worked at companies such as Max New York Life, Vikas Motors Limited, Dinker Portfolio Private Limited, DMA of Citibank N.A. and GE Countrywide.

A Mechanical Engineering graduate from Delhi College of Engineering, Mr. Gupta also holds an MBA in Finance and Strategy from IIM Lucknow, Mr. Gupta sits on the SCNL board as a representative of the SBI FMO Emerging Asia Financial Sector Fund – he is a part of the SBI Holdings Group in Japan (previously SoftBank Investments) and also heads the India business for the company. As a Director in the Asian Private Equity Investments business with over 14 years of investment banking and strategy consulting experience across Asia, Mr.Gupta has worked with the likes of Merrill Lynch (Singapore), Stern Stewart & Co. and ICICI Ltd; and also advised some of Asia’s largest business groups on marquee transactions across sectors in the course of his career. Before joining the SBI Group, Mr. Gupta was Director (Asia IB) at ANZ Bank in Singapore, where he led the build-out of the ANZ Investment Banking franchise in India and regions of SE Asia.

With 31 years of banking experience across leading companies in London and India, Mr. Kalra is extremely well versed in the areas of banking, financial services, investment banking and infrastructure financing. He spent 5 years as the Chief Executive Officer in the Financial Services Company in London, UK and has been associated with various well-known banks and financial Institutions across India and London, including public sector banks. Prior to this, Mr. Kalra served as Senior Vice President in a leading NBFC engaged in providing financial services to corporates (including asset financing, debt syndication, corporate advisory, merchant banking etc.) and support to sister companies within the group with focus on infrastructure projects financing. He holds a Finance MBA from the Faculty of Management Studies (FMS), Delhi University and B.Com (H) from the Shree Ram College of Commerce.

With a Bachelor’s degree in business administration from Duke University, Durham, North Carolina, Mr. Golding sits on the SCNL board as company director, bringing to the table over 30 years of experience in the banking, international finance and mergers and acquisitions sectors. He is currently working as the executive vice president and chief investment officer at Equator Capital Partners, which is the investment manager for ShoreCap II Limited. Mr. Golding also previously served as president and CEO of a Hong Kong based merchant banking company, as COO of ShoreBank Pacific and as a director of the Textron Financial Corporation.

A Fellow of the Royal Institution of Chartered Surveyors, Mr. Gupta holds a PG Degree in Business Management and began his professional career as a management trainee in HDFC in 1987. Over 16 years, he worked his way up the corporate ladder in various geographies at strategic and functional positions and ended up as the Head of Business Development & Distribution. Mr. Gupta also has the distinction of establishing the first international housing finance branch operations for HDFC, an industry first. In a career spanning more than 30 years, he has significantly contributed to mortgages and allied risk management products.

Mr. Gupta went on to work with ABN AMRO Bank NV as India Business Head, Retail Mortgages and was soon elevated as the Mortgage Operations Head for North America and other regions. Before joining his current position as Managing Director of PNB Housing Finance Limited, a company listed on both the NSE and BSE, he was Country Head at AIG – United Guarantee (AIG Inc.), a joint venture between NHB, ADB and IFC Washington. It was here that he incubated a housing finance company for the urban poor called India Shelter Finance Corp. Since then, this fledging housing finance company has seen significant change in all faculties of business and now it is the fifth largest HFC by loan assets and the second largest by deposit book.

A founding partner of Kora Management LP, a global emerging markets investment firm, Mr. Jacobs has worked in the finance and investment fields for over 13 years and is a Chartered Financial Analyst. He began his career in the TMT investment banking group at J.P. Morgan in San Francisco, after earning his B.A. from Harvard College. Before incorporating Kora, Mr. Jacobs worked at Tree Line Advisors in Hong Kong, where he was responsible for the company’s research and investments in China, in addition to research in ASEAN, India and Japan.