Aged 21 years is a resident of Nagla Khapad village in Meerut where she lives with her 4 children, her in-laws and her husband who are labourers. Survival for a family of 8 members was difficult with a mere family income of Rs.150 - Rs.180 per day. The financial instability made Shainki approach SCNL in January’14 and her first loan of Rs.15,000 was sanctioned from which she started a cosmetic shop. With her second loan, she increased the stock in her shop that in turn helped her to increase her income. Shainki now earns about Rs.700 - Rs.800 per day and her family is very supportive of her venture. They are also thankful to SCNL as now her family feels financially independent and secure.