Aged 40 years is a resident of Dewas, Ujjain Region and lives with her husband and 2 children. Sarita is associated with SCNL from last 5 years, when she was facing financial crunch as all the expenses were dependent upon a small gift shop whose income was too low. With her first loan of Rs.15,000, she increased the stock in her shop. With the second and third loan cycle she expanded her business. After closing all the above loans Sarita took Rs.40,000 in forth loan cycle to further expand her business. Today, she has a daily earning of approximately Rs.1,800 and is able to give not only better education to her children but also save for future.