Aged 36 years is a resident of Prempuri, Khekra of Hapur region where she lives with her husband who is in a private job and 4 children. The monetary restrictions of a salaried class made Rambhateri to start her own business of selling cosmetics in a small shop. In order to grow her business, she had approached SCNL for a loan 4 years back. Her first loan of Rs.15,000 got sanctioned which she invested in her business. Thereafter, she applied for her next loan cycles and is currently in her forth loan cycle of Rs.40,000. Today, Rambhateri is earning good profit in her business. Her husband helps her in the shop as it has expanded. All her children are going to good private schools and are proud of their mother.