Aged 32 years lives in Shivpuri Colony, Ambala Haryana with her husband who runs a General Store and 2 children. Poonam's financial position was not very stable with her husband's mere earning of Rs.50 - Rs. 100 per day. It was too low to survive for a family of 4 members. She then got associated with SCNL and took her first loan of Rs. 25,000 with which she purchased products for her Grocery shop. Poonam now earns about Rs. 300 - Rs. 500 per day and seeing her growing business her husband started helping although he continues to do his own business. Poonam's family today feels proud of her achievements and thanks SCNL for not only empowering her financially but also for educating them about the importance literacy and being independent in such a short period of time.