• Three decades of experience in the areas of Development Banking, Credit Administration, evolving of structured products, Portfolio Management, Profit Centre Operations, and Relationship Management in the financial service sector.
  • Distinction of having in-depth exposure to a number  SME industrial clusters /sectors across the country.
  • Associated with NGOs, development sector organizations, Micro Finance Institutions, Multi Lateral Agencies.
  • Long experience in  relationship management , proactive networking / negotiation  with senior officials’ of banks / government officials , industry associations leaders,  representatives of multilateral / external agencies.
  • Also years of varied cross functional experience in planning, organizing, resource and people management.
  • Been a member of a number of important and high powered committees set up by  Development Commissioner (Small Scale Industries) Government of India,  SIDBI, state level RBI empowered committees.
  • Served on boards of SFCs, venture capital companies.